Why Choose a Business Loan?
Discover the Benefits – Including MSME & CGTMSE Schemes!
A business loan provides tailored financial support to help grow and sustain your business. Whether you’re seeking a regular business loan or special schemes like MSME & CGTMSE, here’s how we can support your journey:
✔ Working Capital: Ensure smooth daily operations by maintaining a steady cash flow.
✔ Business Expansion: Fund new branches, additional inventory, or equipment upgrades.
✔ Equipment Purchase: Invest in machinery or technology to enhance productivity.
✔ Debt Restructuring: Consolidate business debts for better cash flow management.
✔ Project Financing: Support new projects or business ventures.
✔ Marketing & Advertising: Invest in marketing campaigns to expand your customer base.
✔ Inventory Purchase: Stock up on inventory ahead of peak seasons or growth periods.
✔ Hiring & Training: Fund the recruitment and training of new employees.
✔ Business Property: Purchase or lease property for office space or retail operations.
Features
• Flexible Loan Amount: Avail loans up to ₹10 Crores, based on your business needs.
• CGTMSE Loans: Collateral-free funding available for eligible MSMEs under government-backed CGTMSE scheme.*
• MSME Benefits: Special processing and rate benefits for registered Micro, Small & Medium Enterprises.
• Collateral or Unsecured Options: Choose between secured loans with assets or unsecured loans based on credit profile.
• Quick Approval Process: Fast loan processing with minimal documentation.
• Competitive Interest Rates: Enjoy business-friendly interest rates.
• Flexible Repayment Terms: Select repayment tenure ranging from 12 to 84 months.
*Terms & conditions apply.
Documentation
Personal
• Passport Photo / Selfie: Recent passport-sized photograph or a clear selfie.
• Identity Proof: PAN Card & Aadhaar Card.
• Address Proof: Utility bills or Passport.
Business
• Business Proof: GST registration, shop act license, Udyam certificate, or incorporation certificate.
• Income Proof: Last 2-3 years’ income tax returns and audited financials, or GST R3B for 1 year (if available).
• Bank Statements: For the last 6 to 12 months.
Why Process Through Us?
• Fast-track approvals with minimal paperwork.
• Expert support in applying for CGTMSE and MSME schemes.
• Guidance on eligibility and required documentation.
• Transparent process with no hidden charges, acting as your trusted advisor.
Ready to Apply?
Explore your business loan options today – whether standard funding or CGTMSE-supported MSME loans. Let our team guide you every step of the way!
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Calculator Disclaimer: The calculated repayment amount is an estimate for illustration only. Actual amounts may vary. Contact us for accurate details. This is not a quote, approval, or financial advice.